Savings accounts designed for your goals.
Whether you're building an emergency fund, saving for future expenses, or looking for a secure place to grow your money, our team is here to help you choose that option that helps you accomplish your goal.
Two Ways to Open a Savings or CD Account
Featured Savings and CD Options
Regular Savings
- $25 minimum opening deposit
- Competitive interest
- FREE ATM card available
- $5.00 monthly fee if balance falls below $50.00 minimum daily balance (if over 18 years of age)
Optimum Return Account
Choose Optimum Return if earning maximum interest is your goal.
- $25 minimum opening deposit
- $2,500 minimum daily balance required to avoid a fee
- Tiered interest rates
- $7 per month if balance falls below daily minimum
Time Certificates of Deposit*
“Build Your Own CD”
- $500 minimum deposit
- You may exchange interest rate once during the term
- You may add to your CD twice a year
- * Withdraw up to 50% of the current balance once during the term without penalty
Additional Certificates of Deposit available with competitive rates and varying terms.
Current CD Specials
Other Specialty Savings Offerings*
Options
- Traditional
- Roth IRAs
- Simple IRAs
- SEP
- HSAs
Benefits
- New, higher contribution limits
- Contributions grow tax-deferred (Please consult your tax advisor)
- New account plans, rollovers, and transfers available
*Penalty for early withdrawal may apply.
Access Multi-Million-Dollar FDIC Coverage
Certificates of Deposit: For more information: CDARS
.JPG)
Checking or Savings: For more information: ICS
Additional Savings Services
Christmas Club
- Minimum opening deposit of $25
- Earn a higher interest rate on balances
- Savings balance directly deposited to an account of your choice in October to help with Christmas Shopping
Safety Deposit Boxes
Your valuables and important papers can be safe and secure for just nickles a day. The cost is insignificant when compared to the cost of replacing your possessions... some of which are irreplaceable. We have several sizes of boxes available to best suit your needs and budget.
Helpful Links
Routing Number: 073903286