Savings accounts designed for your goals.
Whether you're building an emergency fund, saving for future expenses, or looking for a secure place to grow your money, our team is here to help you choose that option that helps you accomplish your goal.
Two Ways to Open a Savings or CD Account
Visit a CUSB Location Receive in-person support from our team. Locations | Open an Account Online Get started instantly, no branch visit needed. Open Now |
Featured Savings and CD Options
Regular Savings
Your everyday savings option, built to help you build good habits and grow your balance over time.
- $25 minimum opening deposit
- Competitive interest while you save
- Free ATM card for quick access
- No $5 monthly fee when you keep a $50 minimum daily balance (18+)
This account is a good fit for you if you... - are just getting started with saving and want a simple place to build good habits.
- want to keep an emergency fund or short-term savings easily accessible.
- prefer a minimum opening deposit and straightforward structure.
Optimum Return Account
Your high-yield savings option, built to help you save confidently and maximize your earnings.
- $25 minimum opening deposit
- Tiered interest rates to help you save more
- No $7 monthly fee when you keep a minimum $2,500 daily balance
This account is a good fit for you if you... - keep a higher balance and want your savings to earn more interest.
- want to make steady progress toward bigger goals like a car, home, or large purchase.
- don't want to lock your money into a long-term committment.
- value earning more while still having flexibility.
Time Certificates of Deposit*
Also known as, “Build Your Own CD.” Your secure growth option, built to lock in strong rates and reward your long-term planning.
- $500 minimum deposit
- Ability to exchange interest rate once during the term
- Ability to add to your CD twice a year
- Withdraw up to 50% of the current balance once during the term without penalty
This account is a good fit for you if you... - want a predictable way to grow your savings.
- have moeny you don't plan to use right away.
- like the idea of locking in a rate and knowing exactly what you'll earn.
- prefer stability and planning ahead over day-to-day access.
Current CD Specials
Other Specialty Savings Offerings**
Options
- Traditional
- Roth IRAs
- Simple IRAs
- SEP
- HSAs
Benefits
- New, higher contribution limits
- Contributions grow tax-deferred (Please consult your tax advisor)
- New account plans, rollovers, and transfers available
Additional Savings Services
Christmas Club
- Minimum opening deposit of $25
- Earn interest on balances
- Savings balance directly deposited to an account of your choice in October to help with Christmas Shopping
Safety Deposit Boxes
Your valuables and important papers can be safe and secure for just nickles a day. The cost is insignificant when compared to the cost of replacing your possessions... some of which are irreplaceable. We have several sizes of boxes available to best suit your needs and budget.
Helpful Links
Access Multi-Million-Dollar FDIC Coverage
Certificates of Deposit: For more information: CDARS
.JPG)
Checking or Savings: For more information: ICS
Routing Number: 073903286
*Additional Certificates of Deposit available with competitive rates and varying terms.
**Penalty for early withdrawal may apply.