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Savings and CDs

Savings & CDs

Business savings accounts that work as hard as you do.

From everyday savings to long-term certificates, we offer business accounts that make it easier to manage reserves, earn interest, and plan for tomorrow with confidence. Visit your local CUSB location to get started today.

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Featured Business Savings and CD Options

Business Savings

Your everyday savings option, built to help you manage your day-to-day business.

  • $25 minimum opening deposit
  • Competitive interest
  • FREE ATM card available
  • $5 monthly fee if balance falls below $50.00 minimum daily balance

Business Optimum Return Account

Your high-yield savings option, built to help you save confidently and maximize your business earnings.

  • $25 minimum opening deposit
  • $2,500 minimum daily balance required to avoid a fee
  • Tiered interest rates
  • $7 per month if balance falls below daily minimum

Time Certificates of Deposit*

Also known as, “Build Your Own CD.” Your secure growth option, built to lock in strong rates and reward your long-term business planning.

  • $500 minimum deposit
  • You may exchange interest rate once during the term
  • You may add to your CD twice a year
  • Withdraw up to 50% of the current balance once during the term without penalty

Current CD Specials


Other Specialty Savings Offerings**

Options

  • Traditional
  • Roth IRAs
  • Simple IRAs
  • SEP
  • HSAs

Benefits

  • New, higher contribution limits
  • Contributions grow tax-deferred (Please consult your tax advisor)
  • New account plans, rollovers, and transfers available

Helpful Links

View our most updated deposit rates.

Deposit Rates

Access Multi-Million-Dollar FDIC Coverage

Certificates of Deposit: For more information: CDARS

ICS logoChecking or Savings: For more information: ICS

Switching to CUSB has never been easier.

Visit Our Switch Kit

Routing Number: 073903286


*Additional Certificates of Deposit available with competitive rates and varying terms.

**Penalty for early withdrawal may apply.