Supporting local ag with lending that understands your operation.
At CUSB Bank, agriculture isn’t just part of our business. It’s at the heart of who we serve. We know we can’t provide meaningful financial support without truly understanding each farmer’s needs and goals, and that’s why you’ll find a level of expertise and commitment that’s second to none when you bank with us. Our ag lenders take the time to learn your operation and provide financing built around the way you work, helping you move your farm forward with confidence.
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Agricultural Loan Options
Crop Input Loans
Financing for seed, fertilizer, chemicals, and other essential inputs to sustain your growing season.
Operating Lines of Credit
Flexible access to funds that support ongoing expenses, cash-flow needs, and seasonal demands throughout the year.
Livestock Loans
Support for livestock purchases, herd expansion, and operational improvements.
Ag Real Estate Loans
Financing for land purchases, expansion, capital improvements, refinancing, or debt restructuring, with fixed or variable terms to fit your operation’s cash flow.
Equipment Financing
Loans for machinery and implements that keep your operation efficient and competitive.
Construction Loans
Funding for new facilities, expansions, and infrastructure improvements tailored to your long-term plans.
Cash Management Services
Tools and services that help you streamline financial operations and manage day-to-day cash movement.
Loan Structures Designed for Agriculture
Lines of Credit
Advances made as needed to meet operational cash-flow demands, with maturity dates aligned to natural cycles in your business. Typically secured by farm or personal property.
Single Maturity Loan
Short-term loans with all principal and interest due at maturity. Ideal for specific purchases like groups of livestock or crop-related expenses. Secured by farm or personal property.
Fixed Rate Amortized Loan
Predictable payments over predetermined periods, commonly used for machinery, equipment, facility improvements, or breeding livestock. Terms often range from 3 to 7 years.
Agricultural Real Estate Loan
Extended amortization (10–25 years) for long-term assets like farmland or facilities, secured by agricultural real estate.
Helpful Resources
CUSB is a proud sponsor of Ag Decision Maker, where you can find information on farm business decisions being made today.
Visit Website CUSB Bank partners with the USDA Farm Service agency to utilize loan programs that can help farmers meet the goals and financial requirements of their operation. Programs through the USDA Farm Service Agency can be found on their website or by visiting your local FSA office.
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Lending that Understands How You Work