NOTICE: All CUSB Bank locations will be closed on Friday, June 19th for the federal holiday.
With CUSB Bank E-Banking and Bill Pay, your accounts are available virtually anytime you want.
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We know this task may be difficult, so we've developed two options for you to make the process simple and hassle-free.
We know this task may be difficult, so we've developed three options for you to make the process simple and hassle-free.
CUSB Bank offers a variety of loan products to meet the needs of the community we serve. Our experienced lenders are ready to help!
CUSB Bank offers free debit cards to access your checking account. Learn more about digital wallets, protecting your card, and instant issue cards.
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Your home’s equity can help you do more, whether you’re planning a renovation, supporting a child’s education, or finally taking that dream vacation. With a CUSB Bank Home Equity Line of Credit (HELOC) or Home Equity Loan, you can fund life’s important moments with flexible options, competitive rates, and guidance from local lenders who know your goals matter.
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A HELOC lets you borrow against the equity you’ve built in your home and access funds only when you need them. Use checks, request an advance in person or by phone, or draw funds through Online Banking. Your credit line is set upfront, and you borrow from it as needed, repay, and borrow again. HELOCs feature variable interest rates based on your agreement.
A Home Equity Loan gives you a lump sum at a fixed rate, with predictable monthly payments throughout the loan term. It’s a great option if you know exactly how much you need and prefer the stability of fixed payments.
Click here to watch a video on the difference between a HELOC and a Home Equity Loan.
CUSB Bank currently waives all closing costs for HELOCs, helping you save from the start.
Our HELOC offers a variable rate tied to a market index, with standard rate limits and an option for preferred pricing when you use automatic payments.
Our experienced lenders will walk you through qualification, explain your options, and help you move forward with confidence.
***All closing costs are currently waived for CUSB Bank HELOC’s. Current rate of 6.75% APR (Annual Percentage Rate) on approved HELOC applications dated Dec. 11, 2025 and after. The APR is variable and is subject to change monthly based on the Wall Street Journal U.S. Prime Rate, plus 0.50% margin. If you set up automatic payments, the APR is based on the Wall Street Journal Prime Rate for as long as you maintain automatic payments. The current rate with automatic payments is 6.75% APR. The maximum rate is 20% APR. Minimum or “Floor” rate is 3.750% APR. $15 annual fee. Normal credit standards apply. You must carry insurance on the property that secures the line of credit.