Home loans made simple.
Buying or building a home is a major milestone—exciting, meaningful, and sometimes overwhelming. That’s why having the right mortgage loan and the right loan officer makes all the difference. At CUSB Bank, our local lending experts help you understand what you can afford, find the loan that fits your budget and lifestyle, and guide you through every step of the process, from the moment you start exploring options to the day you close on your new home.
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Loan Options Built Around You
Conventional Fixed Rate Loans
The primary benefits are: A fixed rate for various terms, competitive closing costs, and the loan servicing stays in the bank. These loans have nationally competitive interest rates.
Conventional Balloon Loans
This popular loan comes with various terms. The primary benefits are: low closing costs and flexibility.
Additional Loan Programs
Our loan staff is also able to work with you on additional programs that are offered for an array of workable solutions for certain financial situations.
Ready to Build?
Construction Loans
Construction loans provide homeowners with the ability to build their home while making interest-only payments during the construction period.
Lot Loans
This loan is for individuals who wish to purchase land only as a first step toward building a new home.
Bridge Loans
Bridge Loans provide homeowners the ability to purchase a new home while working to sell their existing home.
The right home loan starts with the right people behind you.
- Local decision-making from lenders who know the community.
- Personal guidance to help you understand what you can afford and which loan fits your budget and lifestyle.
- Competitive rates and low closing costs across multiple loan options.
- Support at every step, from pre-approval to closing.
Meet The Mortgage Team
Resources
Whether you're buying your first home or upgrading to your next one, this easy-to-follow mortgage glossary breaks down essential home loan terms. Learn what words like pre-qualification, escrow, interest rate, and loan term really mean—so you can feel confident and informed at every step of the homebuying process.
Mortgage Terms to KnowNot sure if you're ready to buy? Comparing renting and buying can give you a clearer picture of what fits your budget, goals, and lifestyle. Learn the advantages of each so you can move forward with confidence.
Compare Renting vs. BuyingPlanning for a home starts with the right numbers. Our free calculators make it easy to explore home financing options while helping you stay on track with your broader financial goals.
Explore Our CalculatorsNew to homebuying? A little insight can go a long way. Discover six helpful tips to guide you through the process and set you up for a successful first purchase.
Get Buying TipsWhen you take out a home loan from CUSB, you can use our trailer to move! You'll also receive a $100 gift card to help you with moving expenses.*
*For new home purchases only. Normal credit standards apply.